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Penalty-Free Income

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IRA or Other Qualified Retirement Plan?

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Learn how to access your retirement income penalty-free using 72(t). Serving Clients Nationwide.

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Securities and Advisory services offered through Centaurus Financial, Inc., member FINRA and SIPC and a Registered Investment Advisor. Supervisory Branch: 2300 E. Katella Avenue, Suite 200, Anaheim, CA 92806 (714) 456-1790. Centaurus Financial and the Spivak Financial Group are not affiliated companies.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP®(with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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You have the right to continual education along your journey.our team will project reasonable expectations and achievable scenarios.

You have the right to accurate third party reporting of all managed accounts.

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