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72t professor 72t specialists

The Spivak Financial Group is an Independent Wealth Management Firm that specializes in 72(t) Early Retirement Distribution Planning, and our mission is to help you make better decisions with your money.

  • 401(k) Rollovers
  • IRA
  • Non-Retirement Funds

As an added incentive for you to get started with us today, we’ll waive our management fee*. The more you invest, the longer we’ll waive our management fee.

Learn About 72(t) Penalty-Free Income

Frequently Asked Questions

Your first step toward a smarter investing future starts here.

How do I get my retirement money or 401(k) without penalty? Learn more.

What types of retirement accounts can I roll my 401(k) into? Find out now.

Are there deposit, withdrawals, or other fees?
Click here for answer.

How would you like
to get started?

Take your first step toward a smarter investing future- today!

Set Up a 72(t) SEPP

Get started with the smarter way to access your
retirement accounts penalty-free.

See How We Can Help You- Today!

Tell us a bit about your goals, and we’ll show you the
benefits of investing with us.

Transfer a 401(k) or an IRA

Move an existing retirement account into an IRA
to start your 72(t) SEPP.