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    Tag: life expectancy

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    72(t) Distribution

    How is life expectancy determined & what is the interest rate used in a 72t early distribution?

    When setting up a 72t early distribution, the IRS life expectancy tables used to calculate a return including the interest rate are, Uniform Life, Single Life, Joint Life & Last Survivor table.

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    Spivak Financial Group

    Spivak Financial Group

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    The content, products and services offered on this website are related solely to IRS Rule 72(t) and the “Substantially Equal Periodic Payments” (SEPP) provision of the Rule that allows individuals to access their qualified funds, penalty free, prior to the age of 59 ½. They are offered for educational purposes only and should not be considered as securities or investment advice, which can only be offered after a thorough assessment of one’s financial background and suitability profile. 72(t) Professor and The Spivak Financial Group are separate entities.

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