Would you like access to your money for retirement NOW?

Learn how to access your retirement funds penalty-free using a 72(t) Distribution.

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Reasons to unlock your retirement money now

Financial Hardship

Financial Hardship

Need to take income now?

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Ready to Retire Early

Want to take income now?

Improve Quality of Life

Improve Quality of Life

Is 72(t) right for you?

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72(t) SEPP Master Class

Under Age 59 1/2 and want or need to unlock your pre-tax IRA, 401(k), 403(b), TSP or Pension money penalty-free? Looking to retire early? Start your own business? Pay off debt? Start living life? Real Estate? IRS Rule 72(t) SEPP is the financial planning strategy that legally allows you to access your retirement money early and penalty-free if you follow the rules.

Learn if IRS Rule 72(t) SEPP is right for you. Our 4 modules and 24 video lessons walk you through what you need to know now.

IRS Rule 72(t) SEPP is the financial planning strategy that allows individuals under Age 59 1/2 to access their pre-tax retirement money without penalty. The IRS has strict rules and guidelines that must be followed in order to properly execute this income strategy. Learn what you need to know now to ensure that you stay in compliance and don’t end up on the IRS’ mailing list (not a good list to be on)

The Latest 72(t) Articles

Is it Better to Withdraw from a 401(k) or Borrow

Is it Better to Withdraw from a 401(k) or Borrow?

One of the most common dilemmas faced by individuals is whether to withdraw from their 401(k) or borrow. This decision is often influenced by various factors such as immediate financial …

Should a Retiree Have a Financial Advisor

Should a Retiree Have a Financial Advisor?

Retirement is a significant milestone in one’s life, marking the end of a long journey of hard work and dedication. It’s also the beginning of a new phase where one …

What Happens to My Social Security if I Retire at 55 Understanding the Implications of Early Retirement

What Happens to My Social Security if I Retire at 55? Understanding the Implications of Early Retirement

Retirement is a significant milestone in one’s life, and it’s crucial to plan for it wisely. One common question that arises when considering early retirement is, “What happens to my …

Why Use a Wealth Management Advisor

Why Use a Wealth Management Advisor?

In today’s fast-paced world, managing personal finances can be a challenging task. With an array of investment options and financial products available, it is easy to get overwhelmed. This is …

Understanding 72t Distributions How are They Taxed and How to Set Them Up

Understanding 72(t) Distributions: How are They Taxed and How to Set Them Up

Retirement planning can be a complex process, with a myriad of rules and regulations to navigate. One such rule is the 72(t) distribution, a method that allows you to access …

What are the Common Challenges of Wealth Management

What are the Common Challenges of Wealth Management?

Wealth management is a critical aspect of financial planning that involves the strategic allocation and investment of assets to achieve specific financial goals. It is a comprehensive approach that combines …

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