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Client Bill of Rights

QUALITY OF SERVICE


 

You are entitled to a high level of proactive, courteous service.

TRUSTED ADVISOR


 

You have a right to work with trustworthy, dependable, independent wealth advisors.

RECOMMENDATIONS


 

You have the right to independent advice and recommendations based upon your needs, risk tolerance, and goals.

CONFIDENTIALLY


 

You have the right to the strictest levels of confidentiality with information given to our team.

PROMPT RESPONSE


 

You have the right to a prompt response, our team is committed to returning phone calls and emails within a reasonable time frame.

EDUCATION


 

You have the right to continual education along your journey.our team will project reasonable expectations and achievable scenarios.

ACCURACY


 

You have the right to accurate third party reporting of all managed accounts.

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What happens if I don’t maintain my 72(t) distributions correctly?

There are several ways you can “bust” a 72(t) distribution, and the consequences can have a severe impact on your taxes if the account is not managed properly.

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Can I work or receive other income while taking a 72(t) distribution?

With a 72(t) distribution, the IRS is only concerned with the account sending the payments, and your employment status and other income is irrelevant.

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What is 72t?

72t is the Internal Revenue Code Section that covers withdrawals from retirement accounts -401k’s, 403(b)’s including Qualified Annuities, Pensions, Individual Retirement Accounts (IRA’s), or any other tax deferred retirement savings vehicles.

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